Shea will lose her ranch if she can’t get a loan. How far will she go to convince banker Bill to give her the money? And how soon will she go from desperate for the loan to desperate to come? Warning: This short story contains kinky adult games.

“When the Rancher Needs a Loan” originally appeared in Cowboy Lover: Erotic Stories of the Wild West, Thunder’s Mouth Press, 2007.

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